Terms of Service
Terms of Service
Welcome to ProAnnualBudget.com. By using this website and placing an order, you agree to comply with and be bound by the following Terms of Service. If you do not agree, please do not use our site.
1. Use of the Website
By accessing or purchasing from ProAnnualBudget.com, you confirm that:
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You are at least 18 years old or using the site with the supervision of a parent/guardian.
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You will provide accurate and complete information during checkout.
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You will not use our products or services for any unlawful or unauthorized purpose.
2. Product Description
ProAnnualBudget.com sells budgeting tools delivered via USB flash drives. These USBs contain budgeting templates in Microsoft Excel and Google Sheets formats. No digital download is offered through the website.
3. Pricing & Payment
All prices listed are in U.S. dollars (USD).
We reserve the right to change prices at any time without notice. Payment must be received in full before your order is processed and shipped.
We accept secure payments via Stripe, PayPal, and other authorized gateways.
4. Shipping & Delivery
Orders are typically processed and shipped within 1–2 business days.
Delivery time within the U.S. usually takes 3 to 7 business days, depending on your location.
We are not responsible for delays caused by the carrier or incorrect address information provided by the customer.
5. Intellectual Property
All content on this website — including our budgeting templates, branding, images, and copy — is the property of ProAnnualBudget.com. You may not copy, distribute, or sell any part of the material without written permission.
6. Refunds & Replacements
Please review our Refund Policy for full details.
We do not offer refunds for digital content stored on USBs unless the product arrives defective or is lost in transit. We offer free replacements in such cases.
7. Limitation of Liability
ProAnnualBudget.com shall not be liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our product, including but not limited to financial loss or data misinterpretation.
Use of the templates is at your own discretion and risk.
8. Third-Party Tools or Links
We may offer access to third-party tools (e.g., Google Sheets) or links. We are not responsible for any content, policies, or errors from those external services.
9. User Conduct
You agree not to:
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Reproduce or resell the product
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Upload malicious code or interfere with the website
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Attempt to gain unauthorized access to the website or customer data
Violation of these terms may result in termination of your access and legal action.
10. Modifications
We reserve the right to update these Terms of Service at any time. Changes will be posted on this page, and it is your responsibility to review them periodically.
11. Contact Information
If you have any questions about these Terms, please contact us at:
